We are not certified fitness gurus, certified financial advisers, trained chefs, or experts.  We’re merely sharing ideas about money, exercise, lifestyle choices, and recipes that have worked for us.  The advice offered on this site is intended for the personal use and benefit of our readers, but is not intended to be authoritative.  We advise consulting a physician prior to engaging in physical exercise, starting a new fitness regimen, or changing your diet.  Practical-Stewardship.com and its affiliates accept no responsibility for any injury incurred on the part of those who attempt these or other exercises.  Any persons who attempt the exercises demonstrated or mentioned on this site do so at their own risk.  We recommend consulting a financial adviser in making decisions about your finances.  Practical-Stewardship.com and its affiliates accept no responsibility for any monetary loss incurred on the part of those who take our advice.  We wish you the best at living the life of a faithful steward.